Save it instead of spending it Have you ever heard of a no spending challenge? Many individuals have a hard time saving. According to Forbes personal savings is on the rise, but for many individuals, this is not the case. There are many ways in which individuals have...
If you have not already started it is time for a New Year New Plan. For many of us, we set New Year's resolutions to stay on financial track. One of the things that we may have forgotten when setting this goal is actually how to accomplish it. It is not enough for us...
Many individuals have asked me what my favorite investment is. Though you may be thinking it has to do with mutual funds or stocks, it is not. I am considering an early adopter of many things. From technology to new workout classes I am usually the first one to try,...
Start your Savings Plan today The focus of this months blog is September Savings. Savings, easy to say, but hard to do. According to Yahoo Finance, 58% of Americans have less than $1,000 in savings. We hear these stats continually, yet many individuals do not know...
Going to school with a 529 plan I am thankful that years ago I started putting $20.00 per month into a 529 plan for my daughter. She leaves for college in 7 days, and I feel secure knowing that I have been able to assist her in paying for her college education....
When you find out the real cost of college. The true cost of college is more than just tuition, housing, and books. As many of you know in 16 days my daughter will be leaving to attend Ole Miss in Oxford Mississippi. Hence, I am sitting here with a glass of rose' and...
Maybe it is time to change your money mindset. I highly recommend the personal finance book, buy the Marie Cando of finance, Ken Honda. Some much of personal finance is…wait for it Personal! Many of us, including me, have learned behaviors regarding finances from...
I believe it would be hard pressed to find someone reading this who has not heard of the latte factor. When author, David Bach’s new book went on sale I decided to purchase this it, and I would highly recommend reading this book. It is a quick read and only took...
Here is the bottom-line, no matter how you pay off debt, guess what it gets paid. Paralysis of the analysis is a real thing. I meet many women in fear of fulfilling their financial freedom because they are afraid to act, which, of course, leads only to...
For many individuals finding the means in their budget in which they can save for retirement seems unattainable. Status quo states that individuals should be putting away 15% for retirement. The figure seems unattainable to most individuals, and they feel as if...
